Purchase price is only one part of affordability. Estimate the full monthly cost with interest, taxes, insurance, PMI, HOA fees, and the extras that can quietly change the decision.
Enter the numbers from the listing, lender conversation, tax record, or HOA sheet. Blank fee fields count as zero.
Interest rate, taxes, insurance, PMI, and HOA fees can move the monthly number more than buyers expect.
The better the tax, insurance, and fee inputs are, the more useful the monthly estimate becomes.
A home can be affordable on paper and still feel tight month to month. The budget comparison keeps that front and center.